
Roth Conversions Demystified: When Paying Taxes Now Pays Off Later
Key Takeaways Roth conversions transfer pre-tax retirement funds into a Roth IRA, allowing you to pay taxes now in exchange for tax-free withdrawals and predictable
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Phone Number: 701-299-5900
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Tencap is a comprehensive, fee-based financial planning firm. We are proud to be stated fiduciaries on each case! What does that all mean? It means that Tencap plans on going through each area of your financial life and discussing, evaluating and exploring the details of your insurance policies, tax strategy, estate planning, money management and investment management.
As stated fiduciaries on each case, you can plan on our team building and responsibly leading a financial plan with your best interest at heart. As stated fiduciaries Tencap takes on a legal obligation to lead with your best interest.
Our clients generally hire us for help with their investments. However, Tencap has a remarkable, above industry average rate of client retention. In our opinion, clients stay with the firm as they come to see the value and benefits of working with a comprehensive financial planning firm that leads out in so many areas of our clients’ financial lives. After reviewing hundreds of clients’ tax returns, insurance policies, estate plans and investments. We have earned a reputation of being able to create a level of responsibility around your finances that, in our opinion, is unmatched by any of our competitors.
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May it be accumulating, preserving, or distributing assets, we can help you assemble your personalized retirement plan. We jump into your balance sheet and help you to start constructing your retirement plan.
We review and look at your tax return in conjunction with your CPA from another lens. Your CPA will assemble your tax return from a compliance lens, while we review your tax return from a tax strategy lens.
We want our clients to pass along their wealth or possessions easily and without concern. We can walk you through the legal lens of estate planning, as well as personalizing your estate plan for you and your family.
Visit our Grand Forks office and meet with our financial advisors to explore the comprehensive support our team can offer.
Phone Number: 701-299-5900
Office Hours: 9 AM – 5 PM, Monday to Friday
Posted on Garrett Scherer Great people and great experience working with their advisors. They are very knowledgeable in investing and take the time to explain their approach and process. Highly recommend!Posted on D K Joe, Greg and the team are excellent at coaching and empowering clients! I highly recommend them if you are ready to take control of your wealth.Posted on Shannon Roberts I have worked with Joe Griffin for several years. His attention to detail, knowledge and desire to educate others about the importance of financial planning has been very enlightening and appreciated.Posted on Greg Firn Our experience with Tencap has been of the highest quality. The personalization, availability, and attention to details has been outstanding , invaluable, and greatly appreciated. What has been most impressive has been their ability to listen and provide customized, individualized, and time sensitive/appropriate responses. Lastly, we have been made to feel valued and that our needs are a priority irrespective of time of year.Posted on Daniel Jones Took the American Dream experience, completely changed my perspective of investing. I thought I was too old, do your self a favor and get signed up for this seminar. You will learn how your money can make money, with much less risk.Posted on Dalton Forsythe Working with Tencap has been a pleasure. Greg and Nick are very knowledgeable and care deeply about their clients. Their approach to advising and investing is distinct from the "norm" of the industry.Posted on Billy Berner Greg and Nick were great. I had some questions about my portfolio and how my retirement accounts could be set up better. They gave me great advice on the stock and bond markets and how to steer and diversify my funds. Highly recommended and I'll definitely be going back to them again for advice on other investment issuesPosted on Treya Klassen Greg is so committed to training, coaching and developing clients to be great investors.Posted on Lee Henrikson I'm always a bit hesitant to leave a review, however my experience with the leadership of Tencap, mainly Joe, was incredible. Laser focused, super genuine, and most important for me, Honest. Thank you so much for the amazing service and support!

Key Takeaways Roth conversions transfer pre-tax retirement funds into a Roth IRA, allowing you to pay taxes now in exchange for tax-free withdrawals and predictable

Key Takeaways Tax-efficient investing helps you minimize tax drag and grow wealth faster by managing where, when, and how your investments are taxed. Use HSAs,

Key Takeaways Utah corporate income tax applies a flat 4.50% rate on corporate profits. With smart planning, businesses can reduce liabilities and boost post-tax returns.
Tencap excels in comprehensive financial planning in Grand Forks, ND leading out in money management, estate, insurance, and tax planning. Our clients come to understand the value of effective tax planning. We work closely with CPAs to minimize your tax bill; which for our clients, is often their largest bill!
Tencap is a stated fiduciary on each case in Grand Forks, ND – this means we can be trusted and held accountable to lead in your best interest. For high-net-worth individuals seeking financial planning and complete financial organization, we are the solution.
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