financial advisor
A Business Owner’s Guide to Investing Excess Cash
Key Takeaways Excess cash is a timing problem. Match each dollar to the date you will need it, and you protect operations while giving the
September 2, 2026
Call Tencap and ask any questions you might have and schedule a no-cost meeting.
Phone Number: 435-200-9519
Logan, Utah
Address: 50 W 700 N Suite 100A, Logan, UT 84321
Office Hours: 9 AM – 5 PM, Monday to Friday
DEDICATED FINANCIAL ADVISORS IN
LOGAN, UTAH
Be a confident investor and plan for your future with our customized financial plans.
Experience the Value of a Certified Financial Planner®
Speak with a financial advisor
from Logan, Utah
Visit our Logan office and meet with our financial advisors to explore the comprehensive support our team can offer.
Phone Number: 435-200-9519
Office Hours: 9 AM – 5 PM, Monday to Friday
Office Hours: 9 AM – 5 PM, Monday to Friday
Serving the Following Areas:
- River Heights
- Providence
- North Logan
- Millville
- Nibley
- Hyde Park
- College Ward
- Benson
- Hyrum
- Smithfield
- Mendon
- Wellsville
- Amalga
- Richmond
- Honeyville
- Peter
- Fielding
- Bear River
- Brigham
The Tencap Process
STEP 1:
Meet your advisor
This meeting is an opportunity for you to “interview” your advisor and ask any questions you might have. Your advisor will also take this time to learn more about your situation; your goals, what stage of your career you are in, how much you have been able to save, etc. It’s important that you know your advisor is your advocate. There is no right or wrong about what stage you are in - there is just how we move you forward from here. We work for you; we invite each client to help us create the agenda and workflow. However, know that we are happy to review and analyze every area of your financial life. As a comprehensive financial planning group, we are committed to making sure that each area of your financial life is optimal. Tencap is committed to making sure that no blind-spots exist for you when it comes to your money or financial affairs. Clients usually call us asking for help in one or two areas. We often earn a client’s business by showcasing excellence in those areas. That may be why a client initially hires us. But our clients stay with Tencap because of the competence and coaching we provide in dozens of areas of our client’s lives. Expect the financial advisors at Tencap to help you arrive at a place where you can be completely resolved and assured that you are on a path to build and secure your wealth and be completely financially responsible in every area of your financial world.
STEP 2:
Building your financial plan
During this meeting your advisor will be prepared to jump into the numbers and the data surrounding your situation. We will examine the data and provide coaching on how we can optimize your situation. Some examples of what we are looking at is; examining the level of risk/exposure you are taking in your investments. How well diversified are you? How has your performance been? What is driving your investment outcomes? Is your portfolio tax efficient? Are you optimizing your income taxes, or missing basic tax strategies? What is our plan to get your savings to an acceptable place for you? What is our spend-down strategy? How do we factor in inflation? What is our confidence level that you won’t outlive your money? What work needs to be completed around estate planning? Getting clear and present to each of these questions will be the catalysis of our first year together. From there, we can explore other areas of your financial world.
STEP 3:
Review & Improve
The one thing you can’t count on over your life, is change. Airplanes take off every day with a flight plan; almost every plane makes adjustments along the way - so it will be with your life and your financial plan. The financial advisors at Tencap have the experience to meet you at each intersection called change and help you adjust and amend your planning. This type of professionalism and experience helps you have confidence and trust that your planning will be excellent, and your customer experience along the way will be exceptional. You can absolutely meet retirement prepared and settled. We stand resolved, excited, capable and committed, to lead you. Schedule your no-cost consolation to get started!
Our Key Services
Business Exit Planning
Selling your business can
be demonstrative and
stressful. Proper exit
strategy requires diligence,
coaching, high-level
accounting and grit. Selling
a business should
represent a remarkable
milestone.
Retirement Planning
May it be accumulating, preserving, or distributing assets, we can help you assemble your personalized retirement plan. We jump into your balance sheet and help you to start constructing your retirement plan.
Tax Strategy
We review and look at your tax return in conjunction with your CPA from another lens. Your CPA will assemble your tax return from a compliance lens, while we review your tax return from a tax strategy lens.
Estate Planning
We want our clients to pass along their wealth or possessions easily and without concern. We can walk you through the legal lens of estate planning, as well as personalizing your estate plan for you and your family.
WHAT OUR CLIENTS SAY
WANT TO LEARN MORE?
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How Much Does a Financial Advisor Cost in Utah?
Key Takeaways The financial advisor cost in Utah varies depending on the fee structure, portfolio complexity, and service depth. Most advisors charge through AUM, flat
August 13, 2026
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When to Shift From Accumulation to Tax Optimization
Key Takeaways Tax optimization becomes increasingly important as your portfolio, income, and financial complexity grow. While accumulation focuses on building wealth, tax optimization focuses on
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Transform your financial future
Tencap excels in comprehensive financial planning in Logan, Utah leading out in money management, estate, insurance, and tax planning. Our clients come to understand the value of effective tax planning. We work closely with CPAs to minimize your tax bill; which for our clients, is often their largest bill!
Tencap is a stated fiduciary on each case in Logan, Utah – this means we can be trusted and held accountable to lead in your best interest.
For high-net-worth individuals seeking financial planning and complete financial organization, we are the solution.