If you are considering moving to Logan, Utah—or already call this charming city home—understanding its cost of living is vital to help inform your financial decisions. Logan is nestled in northern Utah’s Cache Valley, offering a unique blend of small-town ambiance and access to outdoor recreation.
This article provides a comprehensive breakdown of Logan’s 2025 cost of living, including key expenses such as housing, utilities, groceries, transportation, and healthcare. It also compares local costs to state and national averages to give you a clearer picture of how Logan stacks up economically and helps you think through whether you’re financially ready to move to Utah.
Likewise, Tencap Wealth Coaching’s office in Logan is helpful for both residents and newcomers in navigating the city’s financial landscape with confidence.
A Breakdown of the Cost of Living in Logan, Utah
Here’s what to expect when it comes to day-to-day living expenses and how they fare against state and national norms.
Median household income in Logan, Utah
Logan’s median household income sits at $56,764, which is below both Utah’s and the national median as per the latest census data (2023).
While wages might be lower than in larger metro areas, this is balanced out by Logan’s overall lower cost of living. (But ask a local if it feels affordable – the answer from most locals is they are feeling the pinch of the cost of living increases).
If you’re relocating from a higher-income market, you might notice that your dollar stretches further here. That could open opportunities for you to invest more aggressively or allocate funds toward lifestyle upgrades that may have been cost-prohibitive elsewhere. While your dollars may stretch, they sure used to stretch a lot more in Cache Valley!
Housing costs in Logan, Utah
(6.0% higher and 29.8% lower than the national and the Utah state averages, respectively)
Estimated annual housing expenses:
- 1 Adult: $11,014
- 1 Adult + 1 Child: $14,087
Housing is often your biggest monthly expense, and Logan presents a unique middle ground. Home prices hover slightly above the national average, but they’re significantly more affordable than the Utah state average.
The median gross rent is around $1,070, which is accessible compared to other growing cities in the state. If you’re a first-time buyer or investor, Logan is an easier entry point into the real estate market.
Utilities and energy costs in Logan, Utah
In Cache County (where Logan is located), the average residential electricity rate is 13 ¢/kWh. This is 4% lower than Utah’s average and 32% lower than the national average.
Lower utility rates give Logan residents a financial edge, especially during Utah’s cold winters when heating costs can add up. You gain significant savings annually, which can free up your budget for other areas like travel, entertainment, or an emergency fund.
These savings are even more apparent when compared to Salt Lake City’s cost of living, where utility costs and housing can drive up monthly expenses.
Food and dining costs in Logan, Utah
- 1 Adult: $4,051
- 1 Adult + 1 Child: $5,957
Logan’s grocery index is , meaning food is about 8% cheaper than the national average. These figures translate to a lower grocery bill without compromising on fresh, local options. Whether you enjoy dining out or cooking at home, food costs remain affordable and predictable.
Healthcare costs in Logan, Utah
- 1 Adult: $3,204
- 1 Adult + 1 Child: $8,563
Logan’s healthcare costs are generally in line with national averages, offering good access to local providers without the sticker shock found in larger cities. If healthcare is a key consideration in your relocation or retirement plans, Logan’s balanced costs make it a practical choice.
Transportation costs in Logan, Utah
- 1 Adult: $10,866
- 1 Adult + 1 Child: $12,576
The city of Logan remains car-dependent. Then again, gas prices and auto insurance are generally lower than national averages. More good news? Shorter commutes and less traffic mean you’ll save on time and fuel compared to urban hubs.
Logan Living
Logan, Utah offers a compelling blend of affordability and lifestyle benefits. For residents and movers alike, the city’s lower-than-average costs can open doors to both a comfortable lifestyle and greater financial flexibility.
But affordability alone isn’t a strategy. Whether you’re relocating for work, retirement, or simply a change of pace, pairing Logan’s cost-of-living advantages with intentional wealth planning can complement your lifestyle and your long-term financial goals.
At Tencap, we’re not just familiar with Logan—we’re part of the community. Our local office offers personalized wealth coaching to help you make the most of your money, no matter where life takes you.
Discover and start your journey with a financial advisor in Utah at Tencap Wealth Coaching.
Disclaimer: The information contained herein should in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Utah or where otherwise legally permitted. All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. Nor is it intended to be a projection of current or future performance or indication of future results. Moreover, this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. Purchases are subject to suitability. This requires a review of an investor’s objective, risk tolerance, and time horizons. Investing always involves risk and possible loss of capital.
Greg Black is the owner and founder of Tencap Wealth Coaching, an independent investment advisory firm founded on academic investing principles. As a Certified Financial Planner, Greg takes an educational approach to helping his clients be settled and responsible with their financial circumstances. Greg specializes in helping his clients create a proactive plan to minimize the exposure of market conditions while still harnessing the incredible power of global financial markets.
Greg specializes in "complexity" and is skilled at turning a complicated situation into an organized strategy for the families he serves. Greg, and each advisor of Tencap, is a stated fiduciary. You never have to wonder if your best interest is being served. Greg has been transforming the investor experience since 2012.
