
A Business Owner’s Guide to Investing Excess Cash
Key Takeaways Excess cash is a timing problem. Match each dollar to the date you will need it, and you protect operations while giving the
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Phone Number: 385-853-1311
Visit our Pleasant Grove office and meet with our financial advisors to explore the comprehensive support our team can offer.
Tencap has a legal obligation to lead with your best interest. We are proud to take on that type of responsibility. We want each of our clients to know we are committed to excellence and prudence in every recommendation we offer. Finances and investments are often complicated people and we want our clients to know they don’t have to worry about their financial planner being clouded in their recommendations by commissions. Each recommendation Tencap makes is in the best interest of our client. You will know rather quickly if your financial advisor is full of integrity or not. We intend to earn your trust and showcase integrity and ethics through the entire financial planning process.
What does that mean? It means that we intend to review each category of your financial world, looking for blind spots and opportunities to responsibly elevate each category of your financial world. Our team is proud to offer money management, tax planning, insurance planning, estate planning and business exit planning.
We believe we offer a deeper level of customer service and coaching than most other groups and we are proud of how intelligent and capable our team is. Let us show a level of customer service that has led to the level of growth that has us operating as a company out of 5 offices in Utah alone, and servicing several other states.
Our investment philosophy is one that is tried and tested. We can showcase how and why we invest the way we do. We love to teach and educate; we are committed to working with clients that are willing to accept and create time to be coached. We have found that an educated investor is a successful investor, and we intend to show and coach on how financial markets function and what type of volatility you can expect from the portfolio that makes the most sense for you.
With over 5 decades of combined expertise, we've guided thousands to retirement readiness and financial independence. Tencap is very proud of the reputation we have earned all over the country. It won’t take long to examine what our clients are saying about us. We tote a very professional team, an evidence based investment philosophy, high level customer service and a customized and detailed financial plan through every stage of your life.
Selling your business can
be demonstrative and
stressful. Proper exit
strategy requires diligence,
coaching, high-level
accounting and grit. Selling
a business should
represent a remarkable
milestone.
May it be accumulating, preserving, or distributing assets, we can help you assemble your personalized retirement plan. We jump into your balance sheet and help you to start constructing your retirement plan.
We review and look at your tax return in conjunction with your CPA from another lens. Your CPA will assemble your tax return from a compliance lens, while we review your tax return from a tax strategy lens.
We want our clients to pass along their wealth or possessions easily and without concern. We can walk you through the legal lens of estate planning, as well as personalizing your estate plan for you and your family.
Trustindex verifies that the original source of the review is Google.
I have always respected the honesty, expertise and integrity of Greg Black and his company. He is a master teacher and guides his clients in knowledgeable decision making about financial planning.Posted on Google![]()
Cathy brimleyTrustindex verifies that the original source of the review is Google.
Totally trust this company. They take the time to teach us all the aspects of investing. Makes investing not so scary.Posted on Google![]()
Rick BrimleyTrustindex verifies that the original source of the review is Google.
TenCap has proven to be a great investment option for our family. We trust their process and investment principles and Greg and his team. Thank you.Posted on Google![]()
Kirk BladTrustindex verifies that the original source of the review is Google.
What an amazing experience at Tencap. My husband and I are a little late to the game with our financial planning so we met with Nick and not only did we get wonderful guidance but we learned so much from him as well. He does a stellar job explaining the ins and outs of retirement and investing. We were so excited to get this moving forward that we wanted to involve our teenagers. He was so kind to meet with all four of us in the South Jordan office and helped them understand the value of investing and saving at their age. He did such a great job at explaining things in a way they could understand and completely involved them in the teaching. It was so fun to see them contribute to the conversation and learn from him as well. They both left super excited get their own accounts set up and I could not be more grateful. Highly recommend for anyone wanting to increase their investing and knowledge!Posted on Google![]()
Karrie KetchumTrustindex verifies that the original source of the review is Google.
Nick at Ten Cap Financial planning in South Jordan has helped our entire family prepare for our future. From setting us up on an investment strategy and even referring us help on our taxes. These folks are great. Nick even helped our children understand and make a plan for investing with the start of their new jobs. Imagine being knowledgeable at 15 of how to invest for your future. It’s been a great experience for us all.Posted on Google![]()
Quantum TechcryptoTrustindex verifies that the original source of the review is Google.
Great investment science, along with low fees, tax advice, medicade/care advice. It’s like a total retirement blanket.Posted on Google![]()
Mike WislandTrustindex verifies that the original source of the review is Google.
Greg and Joe are great financial advisors. The thing I love about working with them is no pressure! They simply share their investing philosophy and let us decide.Posted on Google![]()
Joseph White

Key Takeaways Excess cash is a timing problem. Match each dollar to the date you will need it, and you protect operations while giving the

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Key Takeaways Tax optimization becomes increasingly important as your portfolio, income, and financial complexity grow. While accumulation focuses on building wealth, tax optimization focuses on
Tencap excels in comprehensive financial planning in Pleasant Grove, Utah leading out in money management, estate, insurance, and tax planning. Our clients come to understand the value of effective tax planning. We work closely with CPAs to minimize your tax bill; which for our clients, is often their largest bill!
Tencap is a stated fiduciary on each case in Pleasant Grove, Utah – this means we can be trusted and held accountable to lead in your best interest.
For high-net-worth individuals seeking financial planning and complete financial organization, we are the solution.
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