Financial Advisor and Planner in Utah
We help professionals, business owners, and families in Utah reduce taxes, simplify financial decisions, and build lasting wealth through coordinated and comprehensive planning.
CREDENTIALED & RECOGNIZED
Comprehensive Financial Planning: How We Build Your Plan
Tencap Wealth Coaching is an independent, fiduciary advisory firm in Utah built on Nobel Prize-winning financial research. Most financial advice is fragmented — investment planning in one place, tax strategy in another, and major decisions made without a unified approach.
Our team of financial advisors eliminates this disconnect by integrating every moving part of your financial life into a single, coordinated financial plan.
Fit Call
30-min no-cost call to understand your goals and confirm we’re the right fit.
Discovery
Deep dive into your full financial picture — income, assets, taxes, goals, timeline.
Build Your Plan
We build a coordinated plan covering investments, tax strategy, and estate planning.
Implement
Your plan goes into action. We coordinate with your CPA, attorney, and other advisors.
Ongoing Review
Regular check-ins to adapt your plan as your life and financial situation evolve.
Our Key Financial Advisory Services
Tax-Efficient Investment Planning
Investment management focused on tax-efficient investing, smart asset location, capital gains, tax-loss harvesting, withdrawal strategies, charitable giving, and after-tax returns.
LEARN MORE →
Tax Planning
Strategic tax planning designed to help clients reduce lifetime taxes, improve decision-making, and coordinate their tax strategy with their broader financial plan.
LEARN MORE →
Retirement Planning
Comprehensive strategy focused on retirement income planning, withdrawals, Social Security, pensions, investment allocation, tax brackets, and long-term financial security to ensure you never outlive your wealth.
LEARN MORE →
Business Exit Planning
Helping business owners prepare for a future sale, transition, succession, or liquidity event while coordinating taxes, investments, estate planning, and personal wealth goals.
LEARN MORE →
Generational Wealth and Estate Planning
Designing a lasting family legacy by aligning your values with smart tax, charitable, investment, and legal strategies to preserve, grow, and smoothly transfer your wealth across generations.
LEARN MORE →
Social Security
Helping you maximize your Social Security benefits by simplifying the claiming process and focusing on what matters most for your situation.
LEARN MORE →
Who We Serve
Our Utah financial advisors deliver personalized financial planning and wealth management tailored to where you are in life.
Entrepreneurs
Business owners planning exits, managing cash flow, and building personal wealth alongside their company.
Pre-Retirees & Retirees
Individuals within 10 years of retirement who need a coordinated plan for income, tax strategy, and estate planning.
Professionals
High-income earners looking to reduce their tax burden and invest more efficiently for the long term.
Families
Families building generational wealth through coordinated investment, insurance, and estate planning.
Ready to meet your financial team?
Book a no-cost Fit Call and we’ll match you with the right advisor for your goals.
Find a Financial Advisor in Utah Near You
Tencap Wealth Coaching serves clients across Utah and beyond with 4 offices offering in-person and virtual planning meetings.
South Jordan, Utah
1314 W 11400 S Suite 201, South Jordan, UT 84095
Salt Lake City, Utah
4424 S 700 E, 100 – B, Millcreek, UT 84107
Logan, Utah
50 W 700 N Suite 100A, Logan, UT 84321
Pleasant Grove, Utah
451 E 1000 S Suite C, Pleasant Grove, UT 84062
Who You Will Be Working With
At Tencap Wealth Coaching, you work with highly credentialed professionals who are legally and ethically bound to put your interests first. Our team brings specialized expertise and objective guidance to every aspect of your financial plan.
Certified Financial Planners®
Partnering with a CFP® professional ensures your complex financial decisions are guided by an expert who has met the industry’s highest standards of education, ethics, and hands-on experience.
Fiduciaries
Working with a fiduciary advisor guarantees your best interests are legally prioritized at all times, completely eliminating hidden agendas and product commissions to deliver entirely objective advice.
Chartered Financial Consultants® The ChFC®
Partnering with a ChFC® specialist provides you with advanced expertise that goes beyond standard planning to navigate intricate business transitions, estate coordination, and multi-generational wealth transfer.
Meet The Team
Greg Black, CFP, ChFC
Founder and President
Lead Certified
Financial Planner®
Specializes in comprehensive Financial Planning with an emphasis on high-level Tax Strategy
Proudly leading each client as a stated fiduciary
15 + Years Experience
Nick Carrigan
Wealth Advisor, Executive Vice President
Financial Coach
for Families
Wealth Coach with an emphasis in creating academic excellence around investment outcomes
Teaching investment methodology with human behavior coaching
10+ Years Experience
Dalton Forsythe
Wealth Advisor
Investment Coach
Guiding clients in amassing, preserving and spending down their wealth.
Comprehensive Financial planning and wealth coaching
10+ Years Experience
Bonita Bell-Andersen, CLU®, ChFC®
Wealth Advisor
Financial Advisor
Stated Fiduciary and Educator
Specializing in Academically Sound, investment philosophy
10+ Years Experience
Client Testimonials
Real stories of financial peace of mind. See what our clients have to say about partnering with us to build clarity, confidence, and lasting security for their wealth.
Frequently Asked Questions
What makes Tencap different from other financial advisors in Utah?
We operate as a fiduciary financial advisory firm in Utah. We are legally and ethically required to act in your best interest at all times. Our role is to coordinate every aspect of your financial life including investment planning, tax strategy, retirement planning, estate planning, and wealth management through one cohesive, integrated financial plan.
Unlike many traditional financial advisors who focus primarily on investment management and leave tax planning entirely to your CPA, we bridge that gap. Our approach is built on comprehensive financial planning grounded in Nobel Prize–winning research.
Who do your Utah financial advisors typically work with?
We work with high-income professionals, business owners, executives, pre-retirees, and families who are seeking clarity, structure, and confidence in their financial decisions.
Our clients typically have accumulated meaningful investable assets and are entering or navigating key financial milestones such as retirement planning, business exits, equity compensation events, real estate transitions, or legacy and estate planning.
They come to us for tax-efficient wealth management, coordinated financial planning, and long-term strategic guidance rather than isolated investment advice.
What is a Fit Call and why do you offer it?
A Fit Call is a no-cost 30-minute conversation to determine whether we’re a mutual fit.
During this conversation, we’ll discuss your financial goals, current situation, and priorities. You’ll also gain a clear understanding of our planning process, investment philosophy, and how we coordinate across investments, tax strategy, and estate planning.
There is no pressure and no sales pitch. The purpose is simply to provide clarity on whether it makes sense to move forward together.
How are your financial advisors compensated?
Our compensation is transparent and disclosed upfront. Full details are in our Form CRS.
Do you coordinate with my existing CPA or attorney?
Yes, actively. We regularly collaborate with your CPA, tax preparer, estate planning attorney, and other professional advisors to ensure all aspects of your financial plan are aligned.
While your CPA focuses on tax compliance and filing, we take a forward-looking tax strategy approach, reviewing your returns to identify planning opportunities, inefficiencies, and optimization strategies that compliance-only work may overlook. This integrated coordination helps ensure your investment, tax, and estate strategies are working together.
Featured Blogs
Let's Build Your Wealth Plan Together!
Start with a no-cost Fit Call with a Utah financial advisor. No pressure. No obligation.